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<td valign="top" style="padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:14px;color:#000000;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:10px;padding:0;"><span class="mso-font-fix-arial"><strong>Good morning. It's Wednesday, Nov. 19,</strong> and we're covering legislation to release Epstein files, the arrival of a Waymo competitor in San Francisco, and much more. First time reading? Join over 4.5 million insatiably curious readers. <strong><a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vP3V0bV9zb3VyY2U9MTQ0MC1kZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1mdDImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70Caa384f2a" target="_blank"
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<td valign="top" style="padding-top:8px;padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">Congress <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly90aGVoaWxsLmNvbS9ob21lbmV3cy9zZW5hdGUvNTYxMTc1Ni1zZW5hdGUtZXBzdGVpbi1maWxlcy1iaWxsLz91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B9d343015" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">approved a bill</font></a> yesterday directing the Justice Department to release unclassified files related to the late convicted sex offender Jeffrey Epstein. The House passed the bill 427-1, while the Senate agreed to deem the legislation passed as soon as it arrived in the chamber. President Donald Trump, who initially opposed the measure, is expected to sign it into law.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">The Epstein Files Transparency Act directs the attorney general to release records concerning Epstein, his former associate and convicted sex trafficker Ghislaine Maxwell, and others referenced in Epstein's criminal activities. Information tied to ongoing investigations or containing sensitive victim data can be withheld. Trump has urged the Justice Department to investigate prominent Democrats and financial institutions for potential ties to Epstein. See a timeline <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuYnJpdGFubmljYS5jb20vdG9waWMvVGhlLUVwc3RlaW4tRmlsZXMtQS1UaW1lbGluZT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B838dd9e2" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">here</font></a>.</span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial">The push for transparency follows the release of more than 20,000 pages of Epstein-related documents last week, some of which mention Trump (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vbmV3c2xldHRlci9zaHV0ZG93bi1lbmRzLXBlbm55LXRvc3MtYW5kLXRoZS1uaWdodC13aXRjaGVzP3VzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Ba0db55b2" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">see previous write-up</font></a>). The president maintains his friendship with Epstein ended in the early 2000s, before Epstein's 2008 conviction.</span></p></div>
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<td valign="top"><div style="font-family:Georgia, Times, Times New Roman, serif;font-size:23px;color:#000000;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;"><p style="padding:0;margin:0;">MBS Goes to Washington</p></div>
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<td valign="top" style="padding-top:8px;padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">President Donald Trump welcomed Saudi Crown Prince Mohammed bin Salman <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNS8xMS8xOC90cnVtcC1zYXVkaS1hcmFiaWEtbW9oYW1tZWQtYmluLXNhbG1hbi1tYnMuaHRtbD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B1a7c196a" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">to the White House</font></a> yesterday. The meeting is the first US visit by Saudi Arabia’s de facto leader since the 2018 killing of Jamal Khashoggi.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">In October of that year, a team of Saudi agents assassinated Khashoggi—a Saudi dissident, Virginia resident, and Washington Post journalist. The incident sparked a diplomatic crisis, taking place in the Saudi consulate in Istanbul (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cueW91dHViZS5jb20vd2F0Y2g_dj11SjQ0c3BVbzhVayZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B4c19a3fa" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">see how it unfolded</font></a>). US intelligence agencies concluded the crown prince likely ordered the murder. Several European countries, including Germany, Denmark, and Finland, suspended arms sales to Saudi Arabia. Trump vetoed three congressional resolutions that would have taken similar action.</span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial">Yesterday’s meeting saw Prince Mohammed pledge to invest up to $1T in the US—roughly the size of Saudi Arabia’s entire economic output—and came after Trump announced plans to <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hcG5ld3MuY29tL2FydGljbGUvZjM1LWZpZ2h0ZXItamV0LXNhdWRpcy10cnVtcC1kZWFsLTI5OWI0NzUzNGUxMjE5MjM4NTFlMThmZDAyYTU3Nzk5P3V0bV9zb3VyY2U9am9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B2b179e8f" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">sell F-35 fighter jets</font></a> to the country. </span></p></div>
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<td valign="top" style="padding-top:8px;padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">Amazon’s Zoox <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNS8xMS8xOC96b294LWJlZ2lucy1vZmZlcmluZy1yb2JvdGF4aS1yaWRlcy1pbi1zYW4tZnJhbmNpc2NvLXQuaHRtbD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bc3a9af4b" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">began offering</font></a> robotaxi rides to the public in San Francisco yesterday, challenging Alphabet-owned Waymo’s Bay Area dominance and marking the first time two rivals are operating in the same city.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">Founded in 2014 by an Australian designer and the son of Apple’s chairman, Zoox was acquired by Amazon for roughly $1.3B in 2020. Zoox builds its boxy, all-electric, steering-wheel-free vehicles, while Waymo installs its technology into cars from manufacturers such as Jaguar and Chrysler. This summer, Amazon announced the conversion of a former California bus factory into a <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hcG5ld3MuY29tL2FydGljbGUvYW1hem9uLXpvb3gtcm9ib3RheGlzLW1hbnVmYWN0dXJpbmctcGxhbnQtOGMzNGFlODQ5Y2NiMTBlYWE3ZTZlNTI2NmQ2ZGU4ZTg_dXRtX3NvdXJjZT1qb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9wbGFjZW1lbnQ9bmV3c2xldHRlciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70Baf154f62" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;">Zoox plant</font></a> projected to make 10,000 robotaxis annually. Roughly 50 Zoox vehicles now operate between San Francisco and Las Vegas, where the company first began offering public rides in September. Rides in both cities are currently limited to select areas and are free, pending regulatory approvals. </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:12px;padding:0;"><span class="mso-font-fix-arial">Waymo, which has charged for rides in San Francisco since 2023, <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hcG5ld3MuY29tL2FydGljbGUvd2F5bW8tYXV0b25vbW91cy1kcml2ZXJsZXNzLWNhcnMtY2FsaWZvcm5pYS1mcmVld2F5cy0wMGM1MmEwMTVmMzcwZmY3NjM1NTcxNmU3MGU5OWNiOT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B98abaa62" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">expanded its routes</font></a> last week to highways around San Francisco, Los Angeles, and Phoenix.</span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><strong>1440 Topics: </strong>Dive into our editor-curated resources on self-driving cars <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9zZWxmLWRyaXZpbmctY2Fycz91dG1fc291cmNlPTE0NDAtZGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249dmlldy1jb250ZW50LXRvcCZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B0a798c6f" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">here</font></a>.</span></p></div>
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<img src="https://images.chamaileon.io/603e31c9224efc2a1990854e/606c622893b338dbb0569766/1739460851115_apple%20card%20logo.png" width="142" height="36" alt="" border="0" style="display:block;font-size:14px;max-width:100%;height:auto;" class="width142" />
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<td valign="top" style="padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">Most people don’t realize what <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzMyMzUxNTI7ZGNfdHJrX2FpZD02MjYzMDg5OTQ7ZGNfdHJrX2NpZD0yNDUxNjQ5Njg7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70D84716b54" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;"><strong>Apple Card</strong></font></a> actually offers — but once they do, they might never look at credit cards the same way.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">And that's because Apple Card is unlike any other. It has <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzMyMzUxNTI7ZGNfdHJrX2FpZD02MjYzMDg5OTQ7ZGNfdHJrX2NpZD0yNDUxNjQ5Njg7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70E84716b54" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;"><strong>no fees of any kind on anything</strong></font></a> and it offers Daily Cash back on every purchase. That’s 3% back on everything at Apple, 2% Daily Cash back every time you use the card with Apple Pay, and 1% back using the titanium Apple Card. Plus, you can deposit the Daily Cash you earn in a high-yield Savings account with a <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzM0MDEzNjU7ZGNfdHJrX2FpZD02MjY0MTUwMzA7ZGNfdHJrX2NpZD0yNDQ1NTgyOTg7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70Be4f375da" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;"><strong>3.65% APY when you open an account through Apple Card</strong></font></a>. In short, your Daily Cash can grow automatically in a Savings account… and we like the sound of that. </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"><a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzM0MDEzNjU7ZGNfdHJrX2FpZD02MjY0MTUwMzA7ZGNfdHJrX2NpZD0yNDQ1NTgyOTg7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70Ce4f375da" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;"><strong>Click here to find out your Apple Card credit limit offer with no impact to your credit score.</strong></font></a></span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:10px;"><em>Terms apply. Savings provided by Goldman Sachs Bank USA. Member FDIC.</em></span></span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>"The Joe Rogan Experience</strong><strong>" </strong>tops Apple's year-end podcast charts by listenership; "The Telepathy Tapes" ranks No. 1 in top series and most shared categories (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuaG9sbHl3b29kcmVwb3J0ZXIuY29tL2J1c2luZXNzL2J1c2luZXNzLW5ld3Mvam9lLXJvZ2FuLWhhZC10aGUtbW9zdC1wb3B1bGFyLXBvZGNhc3Qtb24tYXBwbGUtaW4tMjAyNS1leGNsdXNpdmUtMTIzNjQyOTEyOC8_dXRtX3NvdXJjZT1qb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9wbGFjZW1lbnQ9bmV3c2xldHRlciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B783d7192" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Alice and Ellen Kessler</strong>, German twins and entertainment duo who rose to international stardom in the 1950s and 1960s, die at 89 by assisted suicide (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cudXNhdG9kYXkuY29tL3N0b3J5L2VudGVydGFpbm1lbnQvY2VsZWJyaXRpZXMvMjAyNS8xMS8xOC9rZXNzbGVyLXR3aW5zLWRlYWQtZGFuY2Vycy1hc3Npc3RlZC1zdWljaWRlLzg3MzMzMTY2MDA3Lz91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bcd8a5c23"
target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Sean "Diddy" Combs</strong> <strong>faces</strong> new sexual assault claims from music producer over alleged 2020 and 2021 incidents; LA County Sheriff's Department is investigating (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hYmNuZXdzLmdvLmNvbS9VUy9sYS1zaGVyaWZmcy1kZXBhcnRtZW50LWludmVzdGlnYXRpbmctbmV3LXNleHVhbC1hc3NhdWx0LWFsbGVnYXRpb25zL3N0b3J5P2lkPTEyNzYwMTAyNT91dG1fc291cmNlJTNEam9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B91fb6565" style="background-color: #fffefe;text-decoration:underline !important;color:#0000ee !important;" target="_blank"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Google rolls out</strong> Gemini 3 AI model, built to better grasp nuance and user intent; release comes nearly eight months after Gemini 2.5 and almost two years after 1.0 (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cudGhldmVyZ2UuY29tL25ld3MvODIyOTc3L2dlbWluaS0zLWdvb2dsZS1haS1tb2RlbC1sYXVuY2g_dXRtX3NvdXJjZT1qb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9wbGFjZW1lbnQ9bmV3c2xldHRlciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B6de51d02" target="_blank"
style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) | <strong>The best resources we've found</strong> on large language models (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9sYXJnZS1sYW5ndWFnZS1tb2RlbHM_dXRtX3NvdXJjZT0xNDQwLWRkJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXZpZXctY29udGVudC10b3AmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70Bb3e561b5" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">1440 Topics</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Engineers</strong> <strong>use</strong> ultrasonic waves to shake water molecules out of air; method is 45 times more efficient than heat-based systems and could improve access to clean drinking water in desert regions (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9uZXdzLm1pdC5lZHUvMjAyNS91bHRyYXNvbmljLWRldmljZS1kcmFtYXRpY2FsbHktc3BlZWRzLWhhcnZlc3Rpbmctd2F0ZXItYWlyLTExMTg_dXRtX3NvdXJjZT1qb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9wbGFjZW1lbnQ9bmV3c2xldHRlciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70Be0d270f9" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>First-ever 3D analysis </strong>of preserved Neanderthal nasal cavity challenges long-standing theory that Neanderthals developed large noses to adapt to cold climate (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cueWFob28uY29tL25ld3MvYXJ0aWNsZXMvcGVyZmVjdGx5LXByZXNlcnZlZC1uZWFuZGVydGhhbC1za3VsbC1ib25lcy0yMjM1MzQ1MTkuaHRtbD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B33988689" target="_blank"
style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:20px;color:#000000;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:0px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:10px;"><strong><em>In partnership with RAD Intel</em></strong></span></span></p></div>
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<td valign="top" style="padding-top:5px;padding-bottom:5px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">When the crowd moves early, it usually means something big is coming. <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9pbnZlc3QucmFkaW50ZWwuYWkvP289NDU0JmNwPTUwMTMmYT0zNTM1JmNpZD0yMTczJm09NTYmcD1mJnV0bV9zb3VyY2U9cmVhY2gtMTQ0MF9zZWNvbmRhcnkmdXRtX2NhbXBhaWduPXBhcnRuZXJzaGlwMDItMDJfMTEtMTlfNDQ4NjU2MDczNDcmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B7cb29d5a" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;"><strong>RAD Intel</strong></font></a> has already raised $50M+ from 10K+ investors, with valuation skyrocketing 4,900% in four years.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">Shares are just $0.81 if you <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9pbnZlc3QucmFkaW50ZWwuYWkvP289NDU0JmNwPTUwMTMmYT0zNTM1JmNpZD0yMTczJm09NTYmcD1mJnV0bV9zb3VyY2U9cmVhY2gtMTQ0MF9zZWNvbmRhcnkmdXRtX2NhbXBhaWduPXBhcnRuZXJzaGlwMDItMDJfMTEtMTlfNDQ4NjU2MDczNDcmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70C7cb29d5a" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;"><strong>get in by tomorrow 11/20</strong></font></a>. Backed by Adobe, Fidelity Ventures, and insiders from Google & Meta, RAD Intel helps Fortune 1000 brands predict ad performance <em>before</em> they spend — <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9pbnZlc3QucmFkaW50ZWwuYWkvP289NDU0JmNwPTUwMTMmYT0zNTM1JmNpZD0yMTczJm09NTYmcD1mJnV0bV9zb3VyY2U9cmVhY2gtMTQ0MF9zZWNvbmRhcnkmdXRtX2NhbXBhaWduPXBhcnRuZXJzaGlwMDItMDJfMTEtMTlfNDQ4NjU2MDczNDcmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70D7cb29d5a"
target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;"><strong>turning wasted budgets into compounding returns</strong></font></a>. Fast Company calls it <em>“a groundbreaking step for the Creator Economy.”</em></span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial">Ends tomorrow:<strong> <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9pbnZlc3QucmFkaW50ZWwuYWkvP289NDU0JmNwPTUwMTMmYT0zNTM1JmNpZD0yMTczJm09NTYmcD1mJnV0bV9zb3VyY2U9cmVhY2gtMTQ0MF9zZWNvbmRhcnkmdXRtX2NhbXBhaWduPXBhcnRuZXJzaGlwMDItMDJfMTEtMTlfNDQ4NjU2MDczNDcmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70E7cb29d5a" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Lock in $0.81/share before November 20.</font></a></strong>*</span></p></div>
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<td valign="top"><div style="font-family:Georgia, Times, Times New Roman, serif;font-size:23px;color:#000000;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:left;"><p style="padding:0;margin:0;">Business & Markets</p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">></span></strong> </span><strong>US stock markets</strong> close lower (S&P 500 -0.8%, Dow -1.1%, Nasdaq -1.2%); S&P 500 logs longest slide since August (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9maW5hbmNlLnlhaG9vLmNvbS9uZXdzL2xpdmUvc3RvY2stbWFya2V0LXRvZGF5LWRvdy1zbGlkZXMtNTAwLXBvaW50cy1zcC01MDAtbm90Y2hlcy00dGgtZGF5LW9mLWxvc3Nlcy1hcy1udmlkaWEtZWFybmluZ3MtbG9vbS0yMTA0NDgxODkuaHRtbD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B15b62da3"
target="_blank" style="text-decoration:underline !important;color:#1634cc !important;"><font style="color:#1634cc;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Meta wins FTC antitrust </strong>case after federal judge rules the tech giant did not monopolize personal social networking services when it acquired Instagram in 2012 and WhatsApp in 2014 (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hcG5ld3MuY29tL2FydGljbGUvbWV0YS1hbnRpdHJ1c3QtZnRjLWluc3RhZ3JhbS13aGF0c2FwcC1jMzZiOTQxYTM3MjMyMWU0ZWNkMDVlODNlMGRiMTY3OD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bcb7274cc" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>AI company Anthropic </strong>valued<strong> </strong>at around $350B after up to $5B investment from Microsoft and up to $10B investment from Nvidia; Anthropic to commit up to $30B to Microsoft's Azure cloud computing platform (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNS8xMS8xOC9hbnRocm9waWMtYWktYXp1cmUtbWljcm9zb2Z0LW52aWRpYS5odG1sP3V0bV9zb3VyY2U9am9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B1f6119ce" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><strong>🏠 The best resources we've found on homeownership</strong>: From its role in building personal wealth to its central place in the American dream, tomorrow's <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vYmYtc2lnbnVwP3V0bV9zb3VyY2U9MTQ0MC1kZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj1zaWdudXAmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B004adf25" target="_blank" style="text-decoration:underline !important;color:#1634cc !important;"><font
style="color:#1634cc;"><strong>1440 Business & Finance newsletter</strong></font></a> unpacks what it takes to own a home.</span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Trump administration takes</strong> steps to dismantle the Education Department by transferring key programs to four other agencies, which include the departments of Labor, Health and Human Services, State, and Interior (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyNS8xMS8xOC90cnVtcC1kaXNtYW50bGUtZWR1Y2F0aW9uLWRlcGFydG1lbnQuaHRtbD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bd5e5ad0f" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Misplaced wire label</strong> caused cargo ship to lose power and crash into Baltimore's Francis Scott Key Bridge last year, killing six construction workers (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hYmNuZXdzLmdvLmNvbS9VUy9jYXJnby1zaGlwLWluaXRpYWxseS1sb3N0LXBvd2VyLWR1ZS1sb29zZS13aXJlL3N0b3J5P2lkPTEyNzYzMDgyOT91dG1fc291cmNlJTNEam9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B0c4145d1" target="_blank"
style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-top:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="font-size:18px;"><strong><span style="color:#7edcf2;">> </span></strong></span><strong>Federal court bars</strong> Texas from using its new congressional map in 2026 midterm elections; new map would have shifted up to five districts from Democratic to Republican (<a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly90aGVoaWxsLmNvbS9yZWd1bGF0aW9uL2NvdXJ0LWJhdHRsZXMvNTYxMTA2NS10ZXhhcy1yZXB1YmxpY2FuLXJlZGlzdHJpY3RpbmctY2hhbGxlbmdlLz91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B5f2843db"
target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">More</font></a>) </span></p></div>
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<td valign="top" style="padding-bottom:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">The money-savvy among us know that the right credit card should work for you, not against you. And that’s exactly why we like <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzM0MDYzMzk7ZGNfdHJrX2FpZD02MjY0MTc0MTg7ZGNfdHJrX2NpZD0yNDQ1NjIzNzE7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70B4aed011b" target="_blank"
style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;"><strong>Apple Card, a no-fees credit card</strong></font></a> from (you guessed it) Apple.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">With no fees of any kind, plus Daily Cash back on everything you buy — including 3% back on everything at Apple, 2% back every time you pay with your iPhone or Apple Watch via Apple Pay, and 1% back using the titanium Apple Card — it’s a serious upgrade. <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hZC5kb3VibGVjbGljay5uZXQvZGRtL3RyYWNrY2xrL04xNDI3NjA0LjM1NTU4MTMxNDQwL0IzNDQ4NTU1OS40MzM0MDYzMzk7ZGNfdHJrX2FpZD02MjY0MTc0MTg7ZGNfdHJrX2NpZD0yNDQ1NjIzNzE7ZGNfbGF0PTtkY19yZGlkPTt0YWdfZm9yX2NoaWxkX2RpcmVjdGVkX3RyZWF0bWVudD07dGZ1YT07Z2Rwcj0kJTdCR0RQUiU3RDtnZHByX2NvbnNlbnQ9JCU3QkdEUFJfQ09OU0VOVF83NTUlN0Q7bHRkPTtkY190ZHY9MT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVy/68b0f3fc9caa06b1d40d5b70C4aed011b" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font
style="color:#0000ee;"><strong>Apply now to see if you’re approved with no impact on your credit score.</strong></font></a></span></p>
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<td valign="top" style="padding-top:5px;padding-right:12px;padding-bottom:10px;padding-left:12px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><strong>1440 Topics</strong> gives you the overview, then points you to the best resources:</span></p></div>
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<td valign="top" style="padding-top:5px;padding-right:12px;padding-bottom:10px;padding-left:12px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="color:#7edcf2;"><strong>></strong></span> Check out a short video exploring <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9kcmVhbXM_cGlubmVkLXJlc291cmNlPWRyZWFtcy1leHBsYWluZWQmdXRtX3NvdXJjZT0xNDQwLWRkJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXZpZXctY29udGVudC1wciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B77aa9b06" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">what we know about dreams</font></a>.</span></p></div>
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<td valign="top" style="padding-top:5px;padding-right:12px;padding-bottom:10px;padding-left:12px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="color:#7edcf2;"><strong>></strong></span> New topic pages exploring the tech giant <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9taWNyb3NvZnQ_dXRtX3NvdXJjZT0xNDQwLWRkJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXZpZXctY29udGVudC10b3AmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B11adb2db" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Microsoft</font></a>, the role and importance of <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9wb2xsaW5hdG9ycz91dG1fc291cmNlPTE0NDAtZGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249dmlldy1jb250ZW50LXRvcCZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70Be4179807" target="_blank"
style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">pollinators</font></a>, and what we learned researching <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9tYXJzP3V0bV9zb3VyY2U9MTQ0MC1kZCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9jYW1wYWlnbj12aWV3LWNvbnRlbnQtdG9wJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bf8db3cc8" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">the red planet</font></a>. </span></p></div>
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<td valign="top" style="padding-top:5px;padding-right:12px;padding-bottom:10px;padding-left:12px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:22px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:left;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial"><span style="color:#7edcf2;"><strong>></strong></span> We've added a video on the role of the bone marrow and its ability to produce <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9ibG9vZD9waW5uZWQtcmVzb3VyY2U9aG93LWJvbmUtbWFycm93LWtlZXBzLXlvdS1hbGl2ZSZ1dG1fc291cmNlPTE0NDAtZGQmdXRtX21lZGl1bT1lbWFpbCZ1dG1fY2FtcGFpZ249dmlldy1jb250ZW50LXByJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Bb9109500" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">500 billion new blood cells daily</font></a>.</span></p></div>
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<td valign="top"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:2px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">How Raising Cane’s keeps its <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cud3NqLmNvbS9saWZlc3R5bGUvcmFpc2luZy1jYW5lcy1jaGlja2VuLXNhdWNlLXJlY2lwZS1kOWJkYjUxNT9zdD15VTJTNGcmbW9kPTE0NDAmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B069b8019" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">dipping sauce a secret</font></a>.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">"Clair Obscur: Expedition 33" leads <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuYmJjLmNvbS9uZXdzL2FydGljbGVzL2N3eTE3bDc2Z3lrbz8mYXRfYmJjX3RlYW09c3R1ZGlvcyZhdF9tZWRpdW09ZW1haWxzJmF0X29iamVjdGl2ZT1hd2FyZW5lc3MmYXRfcHRyX25hbWU9MTQ0MCZhdF9saW5rX29yaWdpbj0xNDQwJmF0X2NhbXBhaWduPTE0NDByZWZlciZ1dG1fY29udGVudD0yOTI3MzcmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70Ba2398f0e" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Game Awards nominations</font></a>. </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">New British coin design <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9hcG5ld3MuY29tL2FydGljbGUvZnJlZGRpZS1tZXJjdXJ5LXVrLWNvbW1lbW9yYXRpdmUtY29pbi1iZTczNTI0MmNkMjY4NjllY2M1OTFmNGZlZWU5NzYzNj91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70Babaf33fb" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">honors Freddie Mercury</font></a>.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">See this year's Nature Photographer of the Year <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9wZXRhcGl4ZWwuY29tLzIwMjUvMTEvMTUvZXZlcnktd2lubmluZy1waG90by1mcm9tLW5hdHVyZS1waG90b2dyYXBoZXItb2YtdGhlLXllYXItMjAyNT91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B98f56cdd" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">winners</font></a>.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">Cambridge Dictionary's word of the year <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cuZXVyb25ld3MuY29tL2N1bHR1cmUvMjAyNS8xMS8xOC9jYW1icmlkZ2UtZGljdGlvbmFyeXMtMjAyNS13b3JkLW9mLXRoZS15ZWFyLXBhcmFzb2NpYWwtYW4tdW5oZWFsdGh5LW1vZGVybi1waGVub21lbm9uP3V0bV9zb3VyY2U9am9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B52a30f52" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">is "parasocial."</font></a></span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">Are there benefits to <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly90aW1lLmNvbS83MzMxNzYxL2NvbGQtc2hvd2VyLWJlbmVmaXRzLWhlYWx0aD91dG1fc291cmNlPWpvaW4xNDQwJnV0bV9tZWRpdW09ZW1haWwmdXRtX3BsYWNlbWVudD1uZXdzbGV0dGVyJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B9a250901" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">taking a cold shower</font></a>?</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">Each generation's favorite <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cucmQuY29tL2FydGljbGUvY3JheW9sYS1jb2xvci1nZW5lcmF0aW9uLWZhdm9yaXRlLTIwMjUvP3V0bV9zb3VyY2U9am9pbjE0NDAmdXRtX21lZGl1bT1lbWFpbCZ1dG1fcGxhY2VtZW50PW5ld3NsZXR0ZXImdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70Bd423e577" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Crayola Crayon colors</font></a>.</span></p>
<p style="padding:0;margin:0;"><span class="mso-font-fix-arial"> </span></p></div>
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<td valign="top"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:2px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"><strong>Clickbait:</strong> Meet the <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cucG9wc3VnYXIuY29tL2Jvb2tzL3NpbGVudC1ib29rLWNsdWItNDkzNjcxMTg_dXRtX3NvdXJjZT1qb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnV0bV9wbGFjZW1lbnQ9bmV3c2xldHRlciZ1c2VyX2lkPTY4YjBmM2ZjOWNhYTA2YjFkNDBkNWI3MA/68b0f3fc9caa06b1d40d5b70B5698404b" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">silent book club</font></a>.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"><strong>Historybook:</strong> President James Garfield born (1831); President Abraham Lincoln delivers <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly93d3cubG9jLmdvdi9yZXNvdXJjZS9yYnBlLjI0NDA0NTAwLz9zdD10ZXh0P3V0bV9zb3VyY2UlM0Rqb2luMTQ0MCZ1dG1fbWVkaXVtPWVtYWlsJnVzZXJfaWQ9NjhiMGYzZmM5Y2FhMDZiMWQ0MGQ1Yjcw/68b0f3fc9caa06b1d40d5b70B3b23f499" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Gettysburg Address</font></a> (1863); Indira Gandhi, first and only female prime minister of India, born (1917); Actress Meg Ryan born (1961); First lady Rosalynn Carter dies (2023).</span></p>
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<td valign="top"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:15px;color:#000000;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:2px;text-align:left;"><p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"><strong><span style="background-color:#f8b9e8;">1440 Trivia:</span></strong> What year did King John sign <a href="https://link.join1440.com/click/42613080.5948309/aHR0cHM6Ly9qb2luMTQ0MC5jb20vdC9tZWRpZXZhbC1ldXJvcGU_dXRtX3NvdXJjZT0xNDQwLWRkJnV0bV9tZWRpdW09ZW1haWwmdXRtX2NhbXBhaWduPXZpZXctY29udGVudC10b3AmdXNlcl9pZD02OGIwZjNmYzljYWEwNmIxZDQwZDViNzA/68b0f3fc9caa06b1d40d5b70B6dc0eea6" target="_blank" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">the Magna Carta</font></a>? Check back tomorrow for the answer.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial">... and vote on tomorrow's trivia topic: <a href="mailto:
[email protected]?subject=Vote%20for%20Trivia%20Topic&body=My%20vote%20is%20Byzantine%20Empire" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Byzantine Empire</font></a> or <a href="mailto:
[email protected]?subject=Vote%20on%20Trivia%20Topic&body=My%20vote%20is%20Jupiter" style="text-decoration:underline !important;color:#0000ee !important;"><font style="color:#0000ee;">Jupiter</font></a>.</span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"> </span></p>
<p style="margin-left:0px;margin-top:0px;margin-right:0px;margin-bottom:0px;padding:0;"><span class="mso-font-fix-arial"><em>PS: Yesterday's answer was grains made up about 70% of the Roman diet.</em></span></p>
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<td valign="top" style="padding-right:30px;padding-bottom:10px;padding-left:30px;"><div style="font-family:Georgia, Times, Times New Roman, serif;font-size:23px;color:#ffffff;font-weight:normal;line-height:32px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:4px;text-align:center;"><p style="padding:0;margin:0;">"There are only four kinds of people in the world—those who have been caregivers, those who are caregivers, those who will be caregivers, and those who will need caregivers."</p></div>
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<td valign="top" style="padding-top:5px;padding-right:10px;padding-bottom:5px;padding-left:10px;"><div style="font-family:Roboto, Helvetica Neue, Helvetica, Arial, sans-serif;font-size:14px;color:#ffffff;font-weight:normal;line-height:20px;mso-line-height-rule:exactly;letter-spacing:normal;mso-text-raise:3px;text-align:center;"><p style="padding:0;margin:0;"><span class="mso-font-fix-arial">- Rosalynn Carter</span></p></div>
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